Terms & Conditions

Thank you for visiting our website (the Website). The Website is operated by Larch Vaultmere (we, us). Contact: [email protected]. By accessing the Website or using our Services, you accept these Terms and our Privacy Statement. If you disagree, do not use the Website. We may update these Terms by posting changes; continued use means acceptance.

NO FINANCIAL OR INVESTMENT ADVICE

The content is provided for general reference only and is not personal financial, investment, tax, or legal advice. Before you make any investment choice, you should seek independent professional guidance.

PRODUCTS, THIRD-PARTY SITES, AND LINKS

References to products, platforms, or links may be provided by third parties. Links are provided for convenience; we do not control third-party sites and are not responsible for their content or policies. Nothing on the Website is an offer, solicitation, or recommendation to buy or sell any financial product.

ELIGIBILITY AND PERMITTED USE

You need to be 18 or older and legally able to enter a binding agreement. You must not abuse the Website, including by engaging in illegal conduct, spreading malware, harassing others, scraping without permission, or trying to defeat security measures. We may restrict or end access for any violation or risk.

INTELLECTUAL PROPERTY RIGHTS

The Website content belongs to us or our licensors and is protected by law. We grant you a limited, non-exclusive right to access it for personal, non-commercial purposes. You may not copy, redistribute, or reverse engineer it except where the law allows.

DISCLAIMERS AND LIMITS ON LIABILITY

To the fullest extent allowed by law, the Website and Services are offered on an as-is basis without any warranties. We are not responsible for any indirect, incidental, special, consequential, or punitive losses resulting from your use of, or reliance on, the information on this site. If liability cannot be excluded, it is capped to the maximum extent permitted under applicable law.

PRIVACY AND DATA PROTECTION

We handle personal data as set out in our Privacy Policy. Where privacy or data protection laws apply, we implement suitable technical and organizational safeguards and support rights requests as required by our role and the applicable law.

APPLICABLE LAW AND CONTACT DETAILS

These Terms are governed by the applicable law described in our primary disclosures. If you have questions, contact [email protected].